nowadays we are all watching, NPAs has become a major problem in the Indian banking industry and this problem is increasing day by day in the banking industry and the Indian banking industry has been struggling with a lot of Non-performing Assets over the years. The quantum of stressed advances was increased in scheduled commercial banks due to which the trend towards NPAs recovery remains sluggish. According to the RBI annual report on the trend and progress of banking system in India, the annual recovery rate of NPAs of SCBs has been continuously decreasing from previous years, and the current recovery channel i.e. DRTs, Lok Adalat, SARFAESI Act 2002, has been an important contributor to all three channels of reducing their rate of NPAs recovery. This research paper attempts to find out the effectiveness of the three channels and analyze the effectiveness of the recovery channels based on the amount of NPAs received during 6 years from 2013-14 to 2018-19 and the analysis of variance (ANOVA) test has been used to understand the significant difference in the trend of the three recovery channels. And it has been tried to see which channel has made the most recovery out of the three recovery stages.

Present study deals with the physicochemical status of Kundrala medium project at Mukhed in Nanded District of Maharashtra with special reference to the Primary productivity. The primary productivity were determined for a period of two years from June 2016 to May 2018. In the present investigation seasonal variations in the primary productivity were minimum in the winter season, moderate in the rainy season and highest in the summer season during the both years. The annual average of GPP varied from spot A70.72 to 160.0 mgC/m3/hr, 71.0 to 161.4 mgC/m3/hr at spot B, 69.5 to 156.3 mgC/m3/hr at Spot C and 71.5 to 160.5 mgC/m3/hr at Spots D dutring the year of 2016 to 2017 and in the next annual average of GPP varied from 69.72 to 158.5 mgC/m3/hr at Spot A, 68.75 to 157.25 mgC/m3/hr at spot B, 66.3 to 154.2 mgC/m3/hr at spot C and 69.7 to 157.5 mgC/m3/hr at spot D respectively. The correlation of GPP with some of the physicochemical parameters. Hence the present water body is found unpolluted during these two years and the water is used for water supply for nearby localities and also for irrigation purposes and for economic development and also used for aquaculture.

Solid waste management is a major concern over the world due to increase in population every year. Inadequate handling of generated solid waste causes serious hazards to environment as well as living beings. In most communities around the world, people are much aware of serious consequences of improper solid waste management practices, but the negative attitude of implementation gives rise to chaotic situations. Awareness in society is necessary for minimization of solid waste generation. Municipal solid waste (MSW) provides a major contribution to the total amount of solid waste. But e-wastes are the most frequently growing waste which is also an efficient source of various toxic elements. The total amount of solid waste (SW) is enhancing day by day and as consequence proper solid waste management (SWM) methods are necessary which could minimize the total amount of SW as well as its hazardous effect on environment. In this paper, attempts have been made to provide review the characteristics, generation, collection, transportation, disposal and techniques of SWM starting from conventional tools to modern techniques as the various researcher’s work has been discussed.

Cooperative Banking sector is that part of Indian Banking Structure that have more reach to rural people of country by framing wide network of credit societies all over India. The Cooperative banks have become the backbone of Indian economy especially in rural area by providing funds at reasonable rate of interest to poor section of society such as farmers, person engaged in allied activities, MSMEs and other people of limited means. Thus Cooperative banks are cheaper source of finance for people of rural areas. The study is conducted to know the awareness level of customers regarding different services provided by cooperative banks and to know the satisfaction level of customers regarding quality of services provided by cooperative banks. The primary data was collected in the form of well designed questionnaire and analyzed with the help of descriptive statistical tools like mean, standard deviation, skewness, kurtosis. The study revealed that customers are not aware about agriculture loan facilities, loans to small scale industries, and electronic data interchange. And customer are not satisfied with the quality of services like internet banking services, recurring deposit, quick response, proper check in authorize access etc. The study suggested that all social media platforms like newspaper, radio, T.V, facebook, insta etc. should be utilized for creating awareness among customers. And quality of internet banking services should be improved.

The contagious disease COVID 19 (Corona VIrus Disease 2019) which is caused by the novel CORONA virus has imposed lot of restrictions on the civilian movements within and between the countries. The WHO (World Health Organization) has passed a strict imposition to follow Social Distancing (SD) in order to prevent the spread of the disease. SD is nothing but keeping a least separation of 2 meters or 6 foot between the individuals in public places. Also, SD emphases on no contact or minimum contact between the people who are not from your household. The vaccination against COVID 19 disease might require a sufficient amount of time (few months to a year). Hence SD is the only current non pharmaceutical solution to curb the spread of this pandemic. On the other hand, the common people are not used to practice SD and maintain a safety bubble of 2m around them always. Hence there is a requirement of an automatic system that could help maintain the required SD without much difficulty. The object detection techniques are playing an important role in detecting various common objects that are seen in our day to day life. YOLO is the recent and real time object detection technology. In the field of computer vision, object identification is thought to be one of the most challenging tasks. In YOLO with a single evaluation, the bounding boxes and class probabilities are anticipated using only one neural network from the images directly. In the meantime, frame detection is treated as a regression problem. The intended scheme utilizes inverse perspective mapping and YOLOv3 based algorithm for detection of people accurately and to implement social distancing.

Concrete is widely used as a construction material in modern society with the growth in urbanization and industrialization and the demand for concrete is increasing day by day. This study reviews the characteristics of Concrete incorporated with Bottom Ash as partial replacement for fine aggregates, with a main focus on the mechanical properties such as Compressive strength, splitting tensile strength and flexural strength. This study is done on M25 grade concrete. The cubes, cylinders were casted and tested at 7, 14 and 28 days. The beams were casted and tested at 7 and 28 days. Fine aggregate is replaced with bottom ash by 10%, 20%, 30% in concrete. Raw bottom ashes, which are residues from coal thermal power plant, pose an enormous disposal problem and environmental load. The optimum result obtained from the replacement of 20% of bottom ash in concrete attained a maximum high strength than conventional concrete

This article aims at giving summary on the present prominence of Nanomedicine in medical science. Now a day medical science is developing various new scientific innovations. Nanomedicine is such a field which helps to change the vision of the medical science. Nanorobotes is the part of the Nanomedicine which is an outstanding tool for future medicine. It is defined as, any smart structure which is capable of actuation, sensing, signaling, information, processing, intelligence, management and swarm performance on Nano scale (10-9m). Nanorobots are very tiny thusthey can simply carry the various drugs and go across the human body. Researchers report that the external part of nanorobots willpossibly beassembled of carbon atoms in a diamond structure. Super smooth surfaces will minimize the chances of stimulating the immune system of the body. We also summarize briefly medicinal application of the nanorobots.It is used in the cancer treatment which carry and transport large amounts of anticancer drugs into cancerous cells and reduces the side effect related to the current conventional chemotherapy. Diseases such as neoplasm, hepatitis, diabetes, pulmonary, dentistry and cancer can be used this nanorobotics technology. Nanorobots are also used in the area of dentistry.It helps ininducing oral analgesia, desensitize the tooth, straighten the irregular set of the teeth and improve durability of the teeth. Medical nanorobots can willingly treat genetic diseases. The aim of this review paper is to give an overview on the field of Nanorobots based on papers published in the last three decade. References to earlier publications on this topic can be found in citing papers published up from 1992 untill 2019. The present review article is an attempt to provide comprehensive knowledge about various aspects and details about Nanorobotics. To make this review various national and international books,some journals and various websites for collecting the information regarding nanorobots. These articles probably focus on the nanorobots and its various tools, its components, mechanism and application of the nanorobots in medicinal science. In addition, the existing study comprises the prospect aspects of the nanorobot.

An axi – symmetric three dimensional thermophysical model for the electrical discharge machining of AISI 304 was developed using finite element method and experiment on die sinking EDM have been conducted using L9 orthogonal array design using various process control parameter like voltage(V), Spark on time(Ton), Discharge current(Ip) which are varied in three different level. Material removal rate (MRR) for AISI 304 has been measured for each experimental run. Also the parametric analysis using ANSYS has been carried out by considering same process parameter to predict the MRR and result are verified with experimental investigation. The optimum values have been determined with the help of given main effect plotter and ANOVA Annexure to find out optimum value and most significant parameter which affect the MRR. Commercial grade oil has been taken as dielectric fluid. MINITAB software has been used for mathematical modeling of MRR.

In the light of increasingly challenging business environment, construction companies are taking a closer look at their operations, searching for untapped profit-boosting opportunities and new source of competitive differentiation. Many executive are discovering various processes for effective management of refocuses used in the construction industry; this is referred as construction resource management. Therefore it is one of the most important aspects of construction project management in today’s economy because the construction industry is resource-intensive and the cost of construction resource have steadily raised over the last several decades. The aim of the study is to estimate the influence of various factors in the productivity of resource used in construction project. The main focus has been kept in identifying the various factors affecting the productivity of manpower, material and machines used in construction industries, so that a well-defined correlation between resources and their productivity can be established. This management system will help in utilizing the construction resources in efficient manner, so that the construction project can be completed in time with framed budget.